Most people invest in PPF.
Very few understand this rule 👇

Interest is calculated on the lowest balance between 5th & month-end

So:
Deposit before 5th → earns full month interest
Deposit after 5th → you lose that month

Same ₹1.5L:
April 4 → ₹10,650
April 6 → ₹9,762

Just 2 days late = loss starts compounding for 15 years

PPF isn’t just about investing.
It’s about timing 😉

#InvestingTips