Mistakes when you buy mutual fund | Don’t forget that the reason you’re investing is to reach your financial goals. Investing without a goal is like going on a trip without knowing where you’re going. If you haven’t put money into a mutual fund scheme by…

R&D investment or expense | There’s no doubt that R&D leads to growth, so it’s important that these costs are taken into account correctly when looking at investments. About $200 billion is spent on research and development every year by the “Big 5” tech…

Health insurance policy | Hospitalizations for mental disorders are covered by insurance companies, however outpatient care is reimbursed only if expressly stated in the policy. Mental health used to be a taboo topic that was only talked about in whispers.…

The grey market premium aka IPO GMP is information that is calculated based totally on the demand of the company that is arising with an IPO

Dharmaj Crop Guard Limited (IPO) incorporated in 2015, is an agrochemical company. The company is engaged in the business of manufacturing, distributing, and marketing a wide range of agrochemical formulations such as insecticides, fungicides, herbicides…

Baheti Recycling Industries Limitged (IPO) incorporated in 1994, is an aluminium recycling company. The company is primarily engaged in processing aluminium-based metal scrap to manufacture (i) aluminium alloys in the form of ingots and (ii) aluminium de…

Inox Green Energy Limited (IPO) incorporated in 2012, Inox Green Energy Services Limited is one of the major wind power operation and maintenance (“O&M”) service providers within India. The company is a subsidiary of Inox Wind Limited (“IWL”), a company which…

Sharpe Ratio and Treynor Ratio | The different levels of portfolio diversification explain why these two ratios give different rankings for mutual funds.Risk and return are two parts of how well an investment does. Investors tend to focus on the return and…

Fixed deposits laddering means to divide your FD investments and spread them out over a number of smaller FDs with different maturity dates. Interest rates fluctuate. And while rising rates are bad for people who borrow money, they are good news for people…

Fund houses are not permitted to offer both active and passive ELSS, as stipulated by SEBI. This may be done to reduce competition in the MF space and encourage new AMCs to offer passive ELSS funds. One hopes that SEBI will allow fund houses to offer both…

The grey market premium aka IPO GMP is information that is calculated based totally on the demand of the company that is arising with an IPO

Issue details Dharmaj Crop Guard IPO (Review) is a main-board IPO of 1,05,96,924 equity shares of the face value of ₹10 aggregating up to ₹251.15 Crores. The issue is price at ₹216 to ₹237 per share. The minimum order quantity is 60 Shares. The size of an…

Issue details The Baheti Recycling Industries IPO (Review) is a  (SME) IPO with 2,760,000 equity shares with a face value of Rs10, for a total of 12.42 Crores. The issue is price at ₹45 per share.  The minimum number of shares you can order is 3000. A retail…

Keystone Realtors Limited (Rustomjee IPO) incorporated in 1995, is one of the prominent real estate developer. The company is engaged primarily in the business of real estate construction, development and other related activities in India. As of June 30,…

An annual portfolio review lets you see what’s working and what’s not in your investments. You should reevaluate your investments if you get married, have a child, lose a family member, or inherit. Mutual fund investments need to be tracked over time to make…

Index funds are for people who want to keep things simple with their stock investments. These funds use a passive strategy for investing because they just copy the benchmark. Index funds are cheaper than actively-managed funds because they are not managed…

Rebalancing your portfolio | It’s just as important to rebalance as it is to invest. You can do it once a year or whenever your asset allocation goes against what you had planned. When people have been investing in mutual funds for a few years, they run into…

ELSS SIP Withdrawal Instructions | Under Section 80C of the Income Tax Act, investors in Equity-Linked Savings Schemes (ELSS), which are also called “tax-saver Mutual Funds,” can get a tax break. The lock-in period for these Mutual Funds is three years, which…

Co-owning a home | People often buy houses with their spouses, people they live with, their parents, or their children. But there are two types of co-ownership, and the difference is how your share of a property is passed on after you die. Today, a lot of…

The grey market premium aka IPO GMP is information that is calculated based totally on the demand of the company that is arising with an IPO