I know many students are going through a lot of stress after seeing their marksheets. It is painful, and I completely understand that. Just give yourself some time.

The majority of rankers you see every year have failed multiple times and scored very poorly in their initial attempts. Let me give my own example. I scored 598 marks in my first Mains, and I was completely devastated. In my second Mains, I scored 711, but missed the interview call by a few marks. Again, it was very painful. It was already my 5th attempt, and I had faced many problems.

But I felt that I was close. I worked really hard and finally scored 776 in Mains, which was around the average score of the top 200 rankers. So sometimes it is simply a matter of time.

The same was the case with my Prelims. In my first serious attempt, I scored 78 in GS. In the next attempt, I scored 98 in GS. So just focus on your weak areas and try to understand the exam better.

Have patience and continue to work without expecting results.

Good night!!

Foreign Banks in India

Foreign banks operate in India as branches of their parent banks incorporated abroad, regulated by the Reserve Bank of India (RBI).

Key Facts
1) Around 45–50 foreign banks operate in India, though their collective share of total banking assets is relatively small (around 6–7%).
2) They primarily serve corporate clients, MNCs, trade finance, and high-net-worth individuals.
3) Major players include HSBC, Citibank, Standard Chartered, Deutsche Bank, DBS Bank, and Barclays.

Regulatory Framework
1) Governed by the Banking Regulation Act, 1949 and RBI guidelines.
Restricted priority sector lending obligations (40% of ANBC, same as domestic banks, but with some relaxations).
2) Must maintain a minimum capital of ₹500 crore for new branch licenses.
3) RBI's 2013 policy allows foreign banks to operate either as branches or set up a Wholly Owned Subsidiary (WOS) — WOS route gives more operational freedom but requires more capital.

For other details
Please message on the WhatsApp number given in the poster and also visit our website https://www.qualifyias.com/

Please note :
There is no syllabus mentioned for Prelims.
So it is the previous year's questions which are like the syllabus for Prelims exam.
So first read Ncerts ( selective) and last 6-7 years Pyqs themes content.
Don't read random topics..I have said this again and again.

Very soon I will be sharing Prelims Quick Revision materials for Science and technology and Environment subjects.
They will have some basic concepts, Pyq based content and Current affairs content. It will be around 100 pages each booklet.
Work is going on..
Once done we will share it on our channel and website.

Very Honestly speaking, previously also, I had conveyed that this channel has given me decent income through the various initiatives I have taken. I am always happy to spend some of that money on creating good content and conducting sessions for the benefit of the followers of this channel.

Every good initiative I undertake here helps me in one way or another.
So, even those who are unable to join my mentorship courses will still benefit from my content and guidance through this channel.

No student on this channel should have to read unnecessary content or study without proper guidance.

Just follow the updates regularly and try to implement them.

Small suggestion.

Instagram reels and YouTube shorts have become a part and parcel of young people’s lives now. Many IAS coaching institutions are well aware that students and people in general are attracted to controversial news and sensational information. So they keep making reels on such topics mainly to gain views and attention.

Unfortunately, this often misguides serious aspirants. Therefore, it is better to stay away from such reels.

Our best guides for UPSC preparation are:
• Previous Years’ Questions for Prelims
• Mains Syllabus and Previous Years’ Questions
• Toppers’ Answer Copies
Even whatever I guide on this channel and in my Mentorship Program is based on these aspects only.

https://www.youtube.com/live/Ks6yKFYHeTU?si=iykcGxf8E1MLxEG4

As we have received many enquiries regarding the Mentorship program and students want to know clearly what is going to happen. I am going to conduct a Live session tomorrow in which I will explain How EKAGRATA mentorship will work and what are its objectives.
I will try to speak both English and Telugu to reach out to all the members of the channel.

What is the best possible, practical, and sustainable alternative to LPG cylinders, especially for cooking? 🤔

Good answer from one of our channel members.... examples always make it practical

In mains many students write points but very few students give valid examples to make them matured and practical

Every person has some or the other problems, some people have more problems but those who give excuses will not do extraordinary things in life...stop giving excuses and go beyond your limits.

https://www.youtube.com/live/Ks6yKFYHeTU?si=093dOo35QNVhuwu0

Those who have missed this session may watch

Foreign Portfolio Investors (FPIs) are foreign individuals or institutions that invest in a country’s financial markets (such as shares and bonds) without controlling the company.

Investments are usually short-term and easily withdrawable.

In India, FPIs are regulated by the Securities and Exchange Board of India (SEBI).
They commonly invest in stock markets like the National Stock Exchange of India and Bombay Stock Exchange.

When you study the topic along with newspaper or current issues your concepts will be more clear and you will remember them for a long time.

Always take a day off and give some time to yourself.
Most of the time, we are lost in the influence of the world around us.
Often, we end up living not the life we truly want, but the life society expects from us.
Take some time to pause, reflect, and question your decisions.

Here is the marksheet of my dear Friend Jaswanth who secured AIR 23 in CSE 2025.
Very soon I will conduct a YouTube live session with him.

National Security Act, 1980 (NSA) is a preventive detention law that empowers the Central and State Governments to detain a person without formal charges or trial if the person is considered a threat to national security, public order, or maintenance of essential supplies and services.

Under the Act, a person can be detained for up to 12 months. The order can be issued by the District Magistrate or Police Commissioner, and the case must be reviewed by an Advisory Board.

The legal basis for such preventive detention comes from Article 22 of the Constitution of India. However, the Act is often criticized for possible misuse and concerns over civil liberties.

Nor'wester (Kalbaisakhi) are violent pre-monsoon thunderstorms occurring in eastern and northeastern India, especially in West Bengal, Assam, and Bangladesh.

Key Features:
Occur during March–May.
Characterized by strong winds, heavy rain, lightning, and hailstorms.
Move from northwest to southeast, hence the name Nor’wester.
Important for cooling temperatures and helping crops like jute and rice.

Examples similar to Nor'wester:
Mango showers – Kerala and Karnataka
Cherry Blossom showers – Karnataka
Haboob – Sudan
Santa Ana winds – California

Hello everyone
Admissions for EKAGRATA mentorship program will be closed tomorrow
Those who have filled forms may finish their registration by tomorrow evening.
Thank you
https://www.qualifyias.com/