Hi,
My name is Laxmi Rachana. I've secured all India rank 178 in UPSC CSE 2025.
My optional is anthropology.

I had started preparing towards the end of 2023. At that time I was still working and by the end of the year I resigned from my job to prepare full time.

2023 I cleared prelims and mains. I missed the final list by a few marks.

2024 I cleared prelims but could not clear mains.

In 2025 I worked upon my weak areas and changed certain aspects of my strategy. This had helped me increase my mains score.

Soon I will be coming live on YouTube with my friend Rajinikanth to tell more about my UPSC journey.

A small note from my dear friend Laxmi Rachana for our Channel members.

https://www.instagram.com/laxmi.rachana_?igsh=dWFldG02cmt2djEz

You can follow her on Official Insta Id

My thoughts and Experiences

Active and Empowered Citizens To build a Better Nation.

As long as citizens remain inactive in public life, our roads and drainage will remain in bad condition. People will continue to Spit pan, throw garbage in public places. Some public officials will not do your work without giving them money. Land will be dominated by rowdies and a few powerful politicians. Some people will take advantage of politics from every caste and religion. The environment will be highly polluted. Products will be sold not on quality but on marketing strategies. Fake news will increase.

The best way to put a full stop to these ills, which I believe is most important, is to make citizens active and empowered partners in the development process. Citizens should be united, keeping aside caste, creed, gender, and religion, and eliminate these evils with united power.

Looking for Book Designer.

If anyone has knowledge of Book Editing like Page and content alignment and highlighting, cover pages design, posters design( Not AI) etc. May do WhatsApp message to this number 93118 40789
Those who have UPSC related ideas will be given preference.

(c) Both RBI and SEBI

RBI — regulates under FEMA; governs who can participate, position limits, eligible currencies
SEBI — regulates exchange platform (NSE/BSE); trading rules, margins, surveillance
Both jointly issued the 2023 circular tightening currency derivative norms (proof of underlying exposure required).

(b) Sell a USD Forward contract

Logic:
Exporter will receive USD in 3 months → wants to convert to INR
Fears rupee appreciation = USD will be worth less in INR terms
So he locks in today's exchange rate by selling USD forward
Why others wrong:
(a) USD Call → right to buy USD → importer's hedge
(c) USD Future → buying = expecting USD to rise, opposite of need
(d) Interest rate swap → hedges interest rate risk, not currency risk
Rule: Exporter = future USD seller → sell forward. Importer = future USD buyer → buy forward.

Only those who have experience and knowledge in Book design and editing and can give at least 5 hours a day please message us.
Need someone to put extra effort for better output.

Required
Content Writer – Civil Services (Prelims & Mains)
Eligibility:
Appeared in at least one UPSC Mains
Role:
Create Prelims & Mains content
Job Details:
Work from Home
5 hours/day

Whatsapp to this number 93118 40789

People fail not because they lack knowledge, but because they make excuses.

Read about India's Nuclear Program. Very important.

Those who are giving 2026 Prelims don't apply for this role.

This role is still open.

Try to check South America Continent Map and also see the water bodies around South America Continent and its Important Rivers, Deserts, Lakes, Mountains etc.

These kind of Global best practices shall be given as examples in your mains Answers.
In Mains Always write answers with valid substantiation.

Some people see bad in you even when you do good for them, and some people see good in you even when you do bad to them. Different people, different perceptions. 🙏

African countries that are frequently in the news for various reasons become favourites for UPSC Prelims.

Let us pay our heartfelt tributes to one of the greatest social reformers and humanists, Mahatma Jyotirao Phule, on his birth anniversary, who dedicated his life to fighting social evils and the exploitation of one human by another.

గెలిచినవాడు ఏం చేసినా మంచి దృష్టితోనే చూస్తుంది ఈ సమాజం.
ఓడినవాడు ఏం చేసినా చెడు దృష్టితోనే చూస్తుంది.

నువ్వు ఎలా గెలిచావో కూడా ఇది మర్చిపోతుంది.
కేవలం గెలిచావా, ఓడిపోయావా అదే నీ విలువను నిర్ణయిస్తుంది.

గత రెండు సంవత్సరాల్లో ఈ విషయంపై నేను ఎన్నో పాఠాలు నేర్చుకున్నాను.

కానీ ఈ మైండ్‌సెట్‌ నుండి బయటపడి, కష్టపడేవారికి, పది మందికి మంచిచేసేవారికి ఎక్కువ విలువ ఇచ్చే సమాజం వైపు వెళ్లాలని నా ఆశ… నా కల.

Major Things you should study for Prelims about NBFCs

What are NBFCs?
Major Functions of NBFCs?
How they are different from Banks?
Who regulates NBFCs?
New Type of NBFCs?