What is the 28-36 rule for home loan?
The 28-36 rule is a standard guideline used by lenders to determine how much home loan or mortgage a borrower can afford. It suggests spending a maximum of 28% of monthly income on housing costs and no more than 36% on total debt payments. The rule also helps borrowers avoid taking on excessive debt and maintain a manageable monthly budget.
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News By: Mansi Agarwal
08:10 pm Sunday, 09 August 2026
Sent on @inshortschannel Telegram
The 28-36 rule is a standard guideline used by lenders to determine how much home loan or mortgage a borrower can afford. It suggests spending a maximum of 28% of monthly income on housing costs and no more than 36% on total debt payments. The rule also helps borrowers avoid taking on excessive debt and maintain a manageable monthly budget.
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News By: Mansi Agarwal
08:10 pm Sunday, 09 August 2026
Sent on @inshortschannel Telegram
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What happens to PPF account when one becomes NRI or foreign citizen?
When an Indian resident becomes an NRI, they can continue contributing to their existing PPF account until its 15-year maturity, though extensions are prohibited. However, acquiring foreign citizenship forces immediate account closure. The account stops earning the standard PPF interest rate and instead earns the Post Office Savings Account interest rate from that date until it is formally closed.
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News By: Mansi Agarwal
10:57 pm Sunday, 09 August 2026
Sent on @inshortschannel Telegram
When an Indian resident becomes an NRI, they can continue contributing to their existing PPF account until its 15-year maturity, though extensions are prohibited. However, acquiring foreign citizenship forces immediate account closure. The account stops earning the standard PPF interest rate and instead earns the Post Office Savings Account interest rate from that date until it is formally closed.
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News By: Mansi Agarwal
10:57 pm Sunday, 09 August 2026
Sent on @inshortschannel Telegram
UPI transaction growth slows since April as govt considers charging MDR
The growth of UPI transaction volume in the first four months of FY27 slowed to 23.5% YoY, lower than the UPI volume growth of over 33% recorded in the first four months of FY26. This comes as the Centre is considering charging merchant discount rate (MDR) on UPI transactions. The fee is charged to businesses by banks offering UPI services.
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News By: Ashley Paul
08:42 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
The growth of UPI transaction volume in the first four months of FY27 slowed to 23.5% YoY, lower than the UPI volume growth of over 33% recorded in the first four months of FY26. This comes as the Centre is considering charging merchant discount rate (MDR) on UPI transactions. The fee is charged to businesses by banks offering UPI services.
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News By: Ashley Paul
08:42 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
Clinical study shows promising hair regrowth results: Glenmark
Glenmark announced that a recent study has brought promising news for those battling hairfall, showing that 92% of users observed visible baby hairs within 84 days of using Bontress, a hair growth serum from the House of Glenmark. The brand added that this is due to its 14% active peptide concentration that targets inactive follicles to trigger new growth phase.
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News By: Roshan Gupta
08:49 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
Glenmark announced that a recent study has brought promising news for those battling hairfall, showing that 92% of users observed visible baby hairs within 84 days of using Bontress, a hair growth serum from the House of Glenmark. The brand added that this is due to its 14% active peptide concentration that targets inactive follicles to trigger new growth phase.
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News By: Roshan Gupta
08:49 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
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Assam floods death toll rises to 100, over 1.37 lakh affected
The total death toll due to the ongoing floods in Assam has reached 100 as over 1.37 lakh people across seven districts remain affected. The Golaghat district remains the worst-affected, with nearly 70,000 people impacted, followed by Sivasagar. Authorities are operating 125 relief camps and relief distribution centres across six districts with about 49,061 flood-affected people staying in them.
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News By: Anushka Singh
08:56 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
The total death toll due to the ongoing floods in Assam has reached 100 as over 1.37 lakh people across seven districts remain affected. The Golaghat district remains the worst-affected, with nearly 70,000 people impacted, followed by Sivasagar. Authorities are operating 125 relief camps and relief distribution centres across six districts with about 49,061 flood-affected people staying in them.
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News By: Anushka Singh
08:56 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
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WhatsApp down for several users in India
Multiple WhatsApp users reported being unable to access the app and its services in India, ET reported. They said they were unable to share photos, videos, stickers, GIFs and other media files even as text messages continued to work. Messages containing multimedia files were taking longer to send or getting stuck during file upload, days after users faced similar issues.
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News By: Ashley Paul
10:55 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
Multiple WhatsApp users reported being unable to access the app and its services in India, ET reported. They said they were unable to share photos, videos, stickers, GIFs and other media files even as text messages continued to work. Messages containing multimedia files were taking longer to send or getting stuck during file upload, days after users faced similar issues.
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News By: Ashley Paul
10:55 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
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1 in 3 Indians has fatty liver; you could be one of them: Dr.Vaidya’s
Fatty liver can progress silently for years before symptoms appear. Indians with high-calorie diets, irregular sleep & desk jobs are at high risk, says Dr Kriti Soni, PhD-Pharmacy & Clinical Research. Dr. Vaidya's said its recent study shows improvement in SGPT/SGOT levels for 8/10 people, with Liver Support Formulations having clinically studied herbs like Milk Thistle, Kalmegh & Bhumi Amla.
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News By: Roshan Gupta
11:58 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
Fatty liver can progress silently for years before symptoms appear. Indians with high-calorie diets, irregular sleep & desk jobs are at high risk, says Dr Kriti Soni, PhD-Pharmacy & Clinical Research. Dr. Vaidya's said its recent study shows improvement in SGPT/SGOT levels for 8/10 people, with Liver Support Formulations having clinically studied herbs like Milk Thistle, Kalmegh & Bhumi Amla.
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News By: Roshan Gupta
11:58 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
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What would be the value of a 109-year-old war loan that Britishers took from Indians?
A 109-year-old war loan certificate belonging to a Madhya Pradesh family resurfaced, sparking questions about the value of the payout if the loan were repaid. The family had loaned ₹35,000 to the British Raj in 1917 to fund its World War I efforts at a 5.5% annual interest. Compounding annually, the original ₹35,000 would've grown to ₹1.2 crore by now.
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News By: Ashley Paul
11:27 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
A 109-year-old war loan certificate belonging to a Madhya Pradesh family resurfaced, sparking questions about the value of the payout if the loan were repaid. The family had loaned ₹35,000 to the British Raj in 1917 to fund its World War I efforts at a 5.5% annual interest. Compounding annually, the original ₹35,000 would've grown to ₹1.2 crore by now.
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News By: Ashley Paul
11:27 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
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Man asks AI to book gym class, it hacks site & kicks person before him off waiting list
An Australian man asked an OpenClaw AI agent to book him a morning gym class, but the agent went rogue and ended up hacking the gym's website. The agent found a vulnerability on the website and booked a class for him weeks ahead of when the gym allowed bookings. It then kicked another gym-goer off the gym's waiting list.
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News By: Ashley Paul
09:10 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
An Australian man asked an OpenClaw AI agent to book him a morning gym class, but the agent went rogue and ended up hacking the gym's website. The agent found a vulnerability on the website and booked a class for him weeks ahead of when the gym allowed bookings. It then kicked another gym-goer off the gym's waiting list.
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News By: Ashley Paul
09:10 am Monday, 10 August 2026
Sent on @inshortschannel Telegram
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Students lathicharged, water cannons used during protest march towards Jharkhand Assembly
The Jharkhand students' march to the Assembly has intensified after protesters broke through police barricades and continued towards the Vidhan Sabha. Police lathi-charged students to control the crowd and also used water cannons to stop them. Activist Devendra Nath Mahto, who's on a hunger strike over alleged irregularities in JPSC and JSSC examinations in Jharkhand, also joined the protest.
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News By: Dharini Mudgal
01:39 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
The Jharkhand students' march to the Assembly has intensified after protesters broke through police barricades and continued towards the Vidhan Sabha. Police lathi-charged students to control the crowd and also used water cannons to stop them. Activist Devendra Nath Mahto, who's on a hunger strike over alleged irregularities in JPSC and JSSC examinations in Jharkhand, also joined the protest.
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News By: Dharini Mudgal
01:39 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
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Ex-JPSC chairman Khiangte arrested amid protests by students in Jharkhand
The Jharkhand CID on Monday arrested former JPSC chairperson L Khiangte in connection with the alleged irregularities in recruitment exams. The arrest comes amid massive protests by students in Ranchi. The protesting students marched towards the state Assembly, and police used lathi-charge and water cannons on them. Notably, the students have been demanding a CBI probe.
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News By: Shalini ojha
02:55 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
The Jharkhand CID on Monday arrested former JPSC chairperson L Khiangte in connection with the alleged irregularities in recruitment exams. The arrest comes amid massive protests by students in Ranchi. The protesting students marched towards the state Assembly, and police used lathi-charge and water cannons on them. Notably, the students have been demanding a CBI probe.
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News By: Shalini ojha
02:55 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
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Govt responds to plans to reduce petrol & diesel prices in India
Petroleum Ministry responded to a Parliament question on whether it plans to reduce petrol and diesel prices, in line with a fall in international prices, saying that OMCs make market-influenced pricing decisions. It further compared fuel price hikes in major developed and neighbouring countries over the last five years. It also noted that OMCs have suffered losses amid Iran war.
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News By: Ashley Paul
03:13 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
Petroleum Ministry responded to a Parliament question on whether it plans to reduce petrol and diesel prices, in line with a fall in international prices, saying that OMCs make market-influenced pricing decisions. It further compared fuel price hikes in major developed and neighbouring countries over the last five years. It also noted that OMCs have suffered losses amid Iran war.
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News By: Ashley Paul
03:13 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
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Daughter sues father for withdrawing ₹8 lakh from her PPF, court orders refund
The Delhi High Court ordered a father to refund over ₹8 lakh to his daughter after he withdrew her PPF corpus before maturity. The court ruled that funds invested for his daughter's education cannot be used to meet his maintenance obligations. The daughter, who lives with her mother, alleged he withdrew the money citing her education and well-being.
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News By: Mansi Agarwal
04:16 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
The Delhi High Court ordered a father to refund over ₹8 lakh to his daughter after he withdrew her PPF corpus before maturity. The court ruled that funds invested for his daughter's education cannot be used to meet his maintenance obligations. The daughter, who lives with her mother, alleged he withdrew the money citing her education and well-being.
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News By: Mansi Agarwal
04:16 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
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Stock traders call for 1-day trading boycott on Wednesday
Multiple stock traders have called for a one-day trading boycott on Wednesday, August 12, to protest against the securities transaction tax (STT) and closing auction system (CAS). The traders said no order should be placed or trade should be executed during the boycott. They said CAS is working against them and in favour of large institutions.
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News By: Ashley Paul
04:30 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
Multiple stock traders have called for a one-day trading boycott on Wednesday, August 12, to protest against the securities transaction tax (STT) and closing auction system (CAS). The traders said no order should be placed or trade should be executed during the boycott. They said CAS is working against them and in favour of large institutions.
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News By: Ashley Paul
04:30 pm Monday, 10 August 2026
Sent on @inshortschannel Telegram
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111 people killed after massive 7.4-magnitude earthquake hits Colombia
At least 111 people were killed after a 7.4 magnitude earthquake hit Western Colombia, said reports. The epicentre was near San Jose del Palmar, which is a community of about 4,800 people in the Choco region, 400 km west of Bogota. According to the USGS, the earthquake struck at a depth of 107 km.
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News By: Daisy Mowke
12:26 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
At least 111 people were killed after a 7.4 magnitude earthquake hit Western Colombia, said reports. The epicentre was near San Jose del Palmar, which is a community of about 4,800 people in the Choco region, 400 km west of Bogota. According to the USGS, the earthquake struck at a depth of 107 km.
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News By: Daisy Mowke
12:26 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
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US judge drops criminal charges against billionaire Gautam Adani
A US court dismissed criminal charges against billionaire Gautam Adani and his nephew, Sagar Adani, with prejudice after Justice Department said it had decided to abandon fraud and bribery case. It described the case as mostly a foreign matter. In 2024, Adani and others were accused of participating in bribery scheme involving $265 million in payments to Indian government officials.
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News By: Dharini Mudgal
08:25 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
A US court dismissed criminal charges against billionaire Gautam Adani and his nephew, Sagar Adani, with prejudice after Justice Department said it had decided to abandon fraud and bribery case. It described the case as mostly a foreign matter. In 2024, Adani and others were accused of participating in bribery scheme involving $265 million in payments to Indian government officials.
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News By: Dharini Mudgal
08:25 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
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What's inside Manav Sardana's ₹271-crore penthouse?
Entrepreneur Manav Sardana struck India's costliest single-unit apartment deal as he bought a penthouse in Gurugram's The Dahlias for ₹271 crore. The penthouse is located inside the 17-acre project that holds 420 residences across eight towers. The penthouse features double-height living areas, floor-to-ceiling glass windows, a modular kitchen, imported marble flooring and spa-like bathrooms.
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News By: Ashley Paul
10:59 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
Entrepreneur Manav Sardana struck India's costliest single-unit apartment deal as he bought a penthouse in Gurugram's The Dahlias for ₹271 crore. The penthouse is located inside the 17-acre project that holds 420 residences across eight towers. The penthouse features double-height living areas, floor-to-ceiling glass windows, a modular kitchen, imported marble flooring and spa-like bathrooms.
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News By: Ashley Paul
10:59 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
NTA director admits no frisking at confidential hall, says 1 expert took private classes
National Testing Agency Director (NEET) Vishwajeet Kumar told CBI that a Chemistry subject expert took private coaching classes. He admitted to the CBI that experts entering confidential hall were not frisked, but their integrity was ensured by barring them from carrying personal belongings, mobile phones, pens or paper inside. Notably, NEET-UG, held on May 3, was cancelled after paper leak.
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News By: Bhuvnesh Ojha
11:10 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
National Testing Agency Director (NEET) Vishwajeet Kumar told CBI that a Chemistry subject expert took private coaching classes. He admitted to the CBI that experts entering confidential hall were not frisked, but their integrity was ensured by barring them from carrying personal belongings, mobile phones, pens or paper inside. Notably, NEET-UG, held on May 3, was cancelled after paper leak.
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News By: Bhuvnesh Ojha
11:10 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
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Trump's media firm's loss jumps 1,090% YoY to ₹2,270-crore in Q2
US President Donald Trump's Trump Media reported a net loss of over $238 million (₹2,270.52 crore) in Q2 2026, up 1,090% from $20 million a year earlier. The losses were primarily due to declines in non-cash assets including unrealised losses on digital assets. The company said it would abandon most of its new ventures to refocus on Truth Social.
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News By: Vaishnavi Mishra
11:28 am Tuesday, 11 August 2026
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US President Donald Trump's Trump Media reported a net loss of over $238 million (₹2,270.52 crore) in Q2 2026, up 1,090% from $20 million a year earlier. The losses were primarily due to declines in non-cash assets including unrealised losses on digital assets. The company said it would abandon most of its new ventures to refocus on Truth Social.
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News By: Vaishnavi Mishra
11:28 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
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SAD challenges Kejriwal to open debate on Punjab paper leaks
Shiromani Akali Dal (SAD) chief Sukhbir Singh Badal on Monday challenged AAP national convener Arvind Kejriwal to an open debate on alleged paper leaks and recruitment scams in Punjab. Badal said that the debate would expose Punjab CM Bhagwant Mann with facts. He addressed a protest seeking Punjab Education Minister's resignation and a "CBI probe into 10 paper leaks".
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News By: Anushka Singh
11:27 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
Shiromani Akali Dal (SAD) chief Sukhbir Singh Badal on Monday challenged AAP national convener Arvind Kejriwal to an open debate on alleged paper leaks and recruitment scams in Punjab. Badal said that the debate would expose Punjab CM Bhagwant Mann with facts. He addressed a protest seeking Punjab Education Minister's resignation and a "CBI probe into 10 paper leaks".
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News By: Anushka Singh
11:27 am Tuesday, 11 August 2026
Sent on @inshortschannel Telegram
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