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πZero Forex Markup and its Lifetime Free. A useful backup card in case of devaluation of premium credit cards.
πFree Rs.5,500 Benefits with a Lifetime Free card: Rs.500 Paytm voucher and Rs.5,000 villa stay voucher from Elivaas or Alaya Stays as Welcome Benefits π€©π€©π€©.
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ππIn lieu of Rs.1000 worth Shopping, you can opt for Rs.1000 worth dining at Airport restaurants, Spa services or Free Unlimited Airport Lounge Access in India.
β β β In case you want to Apply, here is Link to Apply Federal Bankβs Scapia LIFETIME FREE Credit Card: π https://ddime.in/gRuj
β³οΈ Other Benefits of the Credit Card on Spend
π10% Scapia Coins on all spend (=2% Valueback)
π20% Scapia Coins on Travel Spend (flight, bus, train and hotels) = 4% Valueback
πValueback on all transactions above Rs.20 (except UPI)
π5% Rewards on UPI Transactions of Rs.500 or more. Its a RuPay card so can be used on UPI = 1% Valueback (I opted for Visa card due to better acceptability for Forex Transactions)
πOnly exclusions for rewards are fuel, rent, EMI, e-wallet, Forex transactions, Education, Government payments, Giftcards
πUtility spend get rewards if its less than Rs.20,000 per month
π1% Fuel surcharge waiver for transactions upto Rs.5,000. Maximum waiver Rs.500 per month
πFree Rs.5,500 Benefits with a Lifetime Free card: Rs.500 Paytm voucher and Rs.5,000 villa stay voucher from Elivaas or Alaya Stays as Welcome Benefits π€©π€©π€©.
πWant to experience Free Shopping worth Rs.1,000 at Airport. With this credit card, if you spend Rs.10,000 in a month, you can shop for Rs.1000 at airport and get it reimbursed by Scapia Card in the form of Scapia Coins worth Rs.1000. This benefit is available Every Month.
ππIn lieu of Rs.1000 worth Shopping, you can opt for Rs.1000 worth dining at Airport restaurants, Spa services or Free Unlimited Airport Lounge Access in India.
β β β In case you want to Apply, here is Link to Apply Federal Bankβs Scapia LIFETIME FREE Credit Card: π https://ddime.in/gRuj
β³οΈ Other Benefits of the Credit Card on Spend
π10% Scapia Coins on all spend (=2% Valueback)
π20% Scapia Coins on Travel Spend (flight, bus, train and hotels) = 4% Valueback
πValueback on all transactions above Rs.20 (except UPI)
π5% Rewards on UPI Transactions of Rs.500 or more. Its a RuPay card so can be used on UPI = 1% Valueback (I opted for Visa card due to better acceptability for Forex Transactions)
πOnly exclusions for rewards are fuel, rent, EMI, e-wallet, Forex transactions, Education, Government payments, Giftcards
πUtility spend get rewards if its less than Rs.20,000 per month
π1% Fuel surcharge waiver for transactions upto Rs.5,000. Maximum waiver Rs.500 per month
β€7