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πŸ’³ HSBC Live+ Credit Card β€” One of the Best Cashback Cards in India!

πŸ‘‰ Apply here: https://bitli.in/kkz2T3b

If you spend regularly on 🍽 dining, πŸ›’ groceries, πŸ” food delivery & πŸ’‘ utilities, the HSBC Live+ is worth checking out!

πŸ’°Get 10% cashback on the first β‚Ή12,000 of eligible spends every month on:

🍽 Dining & restaurants
πŸ›’ Grocery & supermarkets
πŸ” Food delivery
πŸ’‘ Utility payments
πŸ› Eligible food & dining online spends

That’s up to β‚Ή1,200 cashback/month or β‚Ή14,400/year from these categories alone! πŸ”₯

πŸ’³ Annual Fee: β‚Ή999 + GST (β‚Ή1,180)
🎯 Fee Waiver: Spend β‚Ή2 lakh/year

✨ Other Benefits:
β€’ Unlimited 1.5% cashback on other eligible spends
β€’ ✈️ 2 domestic airport lounge visits/year β€” no spend requirement
β€’ 🌍 1 international lounge visit/year
β€’ 🎬 BOGO movie tickets up to β‚Ή200/month via District
β€’ πŸ› Discounts on AJIO, Flipkart, Amazon & more
β€’ 🍴 Visa Infinite & HSBC dining privileges

🎁 Welcome Benefits:
β€’ β‚Ή750 Amazon Pay/Swiggy/Flipkart voucher
β€’ β‚Ή1,000 welcome bonus on spending β‚Ή25,000 in first 30 days
β€’ β‚Ή250 Amazon eGift voucher for online application
β€’ β‚Ή200 Starbucks benefit
β€’ πŸ‘₯ Up to 3 add-on cards, with eligible cards potentially earning an additional β‚Ή750 Visa Rewards Voucher each, subject to T&Cs

πŸ“Š Why it can be valuable:
If you use the full β‚Ή12,000/month 10% cashback limit, you can earn β‚Ή14,400/year in cashback.

Even after the β‚Ή1,180 annual fee:
πŸ‘‰ β‚Ή1.44L eligible annual spend β†’ ~9.1% effective cashback
πŸ‘‰ β‚Ή70K eligible annual spend β†’ ~8.5% effective cashback

And if you're already spending β‚Ή1.44L/year, you only need another β‚Ή56,000 annual spend to hit the β‚Ή2L fee-waiver target. πŸ’‘

πŸ”₯ Overall: If a large part of your monthly spending is on dining, groceries, food delivery and utilities, HSBC Live+ can offer excellent value.
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