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You're wasting money on every train booking without even realising it. Here are 8 methods to save more on every ticket:

1. ๐Ÿ’ณ Paying via UPI on IRCTC?
Switch from IRCTC web/app (โ‚น35.5 + โ‚น20 fee) to the Rail One app - convenience fee drops to โ‚น23.6 and UPI payments are completely free.

2. ๐Ÿ“ฑ Using Amazon Pay for small bookings?
For amounts below โ‚น1,883 - book directly on IRCTC web. Charges are just 2.12%, cheaper than Amazon Pay flat fees.

3. ๐Ÿ“ฑ Using Amazon Pay for large bookings?
For amounts above โ‚น1,883 - switch to the Amazon app. Flat โ‚น40 charge regardless of ticket amount.

4. ๐Ÿ’Ž Have an HDFC Premium Card?
Book via SmartBuy and earn 3X rewards - that's approximately 9.9% back on every booking.

5. ๐Ÿ’Ž Have an ICICI or HDFC Premium Card?
Buy ASV at 12โ€“18% discount - use it to buy MMT/EMT vouchers on Amazon โ†’ book on MMT or EaseMyTrip.

6. โœˆ๏ธ Have an Atlas Card?
Buy IRCTC gift cards via Maxi Mize (Hotels portal) and earn 10 EM - approximately 20% Accor value back.

7. ๐Ÿ“ฒ SBI PhonePe SELECT Black User?
Book via PhonePe to save a flat 10% on every train booking.

8. ๐Ÿš† Using Ixigo?
Pay via the AU Ixigo Card on the Ixigo Train app - zero convenience charge plus regular card rewards on top.

Which method are you using? Drop your favourite trick in the comments - let's help every Dimer save more on train bookings! ๐Ÿ‘‡
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