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You're wasting money on every train booking without even realising it. Here are 8 methods to save more on every ticket:

1. 💳 Paying via UPI on IRCTC?
Switch from IRCTC web/app (₹35.5 + ₹20 fee) to the Rail One app - convenience fee drops to ₹23.6 and UPI payments are completely free.

2. 📱 Using Amazon Pay for small bookings?
For amounts below ₹1,883 - book directly on IRCTC web. Charges are just 2.12%, cheaper than Amazon Pay flat fees.

3. 📱 Using Amazon Pay for large bookings?
For amounts above ₹1,883 - switch to the Amazon app. Flat ₹40 charge regardless of ticket amount.

4. 💎 Have an HDFC Premium Card?
Book via SmartBuy and earn 3X rewards - that's approximately 9.9% back on every booking.

5. 💎 Have an ICICI or HDFC Premium Card?
Buy ASV at 12–18% discount - use it to buy MMT/EMT vouchers on Amazon → book on MMT or EaseMyTrip.

6. ✈️ Have an Atlas Card?
Buy IRCTC gift cards via Maxi Mize (Hotels portal) and earn 10 EM - approximately 20% Accor value back.

7. 📲 SBI PhonePe SELECT Black User?
Book via PhonePe to save a flat 10% on every train booking.

8. 🚆 Using Ixigo?
Pay via the AU Ixigo Card on the Ixigo Train app - zero convenience charge plus regular card rewards on top.

Which method are you using? Drop your favourite trick in the comments - let's help every Dimer save more on train bookings! 👇

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8. OneCard
9. Scapia
10. HSBC Live+