🔵Best examples of Coopertives and their diversification , which we can use in Mains and Essays
🔵like AMUL's diversification in ice - creams and other frozen milk confectioneries 🥛🍧🍨
🔵Nandini Good life --milk brand of Karnataka Milk federation example in geographical diversification
🔵Anjarakandi Urban Cooperative Bank in Kerala in service diversification like selling of coconut🥥-based products like copra, coconut water/milk/oil
🔵like AMUL's diversification in ice - creams and other frozen milk confectioneries 🥛🍧🍨
🔵Nandini Good life --milk brand of Karnataka Milk federation example in geographical diversification
🔵Anjarakandi Urban Cooperative Bank in Kerala in service diversification like selling of coconut🥥-based products like copra, coconut water/milk/oil
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Daily Mains Answer Writing,| Part 1 #upsc #perfection_ias #answerwrittin...
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Daily Mains Answer Writing,| Part 1 #upsc #perfection_ias #answerwritting #upsc2024 #upscmains
Daily Mains Answer Writing Practice part 1 by Chandra Shekhar sir
Our New Courses starting Schedule -
Classes starting at Delhi Centre
=========================
✅Samarpan Upsc Integrated PT & Mains Test starting from 14 June
✅Bpsc Hindi Medium …
Our New Courses starting Schedule -
Classes starting at Delhi Centre
=========================
✅Samarpan Upsc Integrated PT & Mains Test starting from 14 June
✅Bpsc Hindi Medium …
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Prelims point:
📒 The farmers are members or owners of PACS.
📒PACS are linked to the nearest DCCBs, whereas DCCBs are members of StCBs.
📒These institutions fall under the regulatory purview of the RBI and are suprrvised by NABARD
🅾️Data:
🧾Presently there are 34 StCBs, 351 DCCBs and around 95000 PACS (65000-functionally viable )
📒 The farmers are members or owners of PACS.
📒PACS are linked to the nearest DCCBs, whereas DCCBs are members of StCBs.
📒These institutions fall under the regulatory purview of the RBI and are suprrvised by NABARD
🅾️Data:
🧾Presently there are 34 StCBs, 351 DCCBs and around 95000 PACS (65000-functionally viable )
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📫The digitisation aspect of cooperative banks can be understood in terms of two aspects--Digitisation of StCCS and technology adoption for customer interface, service delivery and decision making
••••••••••••••••••••••••
📝 ECOBANet----example and case study to be used in Mains writing. Read above👆
•••••••••••••••••••••••••
📫 StCBs and DCCBs fall under the purview of RBI, have been automated by the Centralised Online Real-time Exchange (CORE) based banking Solutions {CBS}
👉this helps the banks in maintaining a single set of books of accounts in electronic form.
🧰Read above how robust office management system of Enterprise Resource Planning (ERP) is crucial in maintaining office records of cooperatives which still handle it manually that ultimately dampens the efficiency of cooperative banks
••••••••••••••••••••••••
📝 ECOBANet----example and case study to be used in Mains writing. Read above👆
•••••••••••••••••••••••••
📫 StCBs and DCCBs fall under the purview of RBI, have been automated by the Centralised Online Real-time Exchange (CORE) based banking Solutions {CBS}
👉this helps the banks in maintaining a single set of books of accounts in electronic form.
🧰Read above how robust office management system of Enterprise Resource Planning (ERP) is crucial in maintaining office records of cooperatives which still handle it manually that ultimately dampens the efficiency of cooperative banks
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🅾️ Issues in digitisation process of PACS:
👉inadequate rural infrastructure
👉internet connectivity
👉low skill of computers
👉incomplete and inconsistent books and records in PACS
🅾️Remedies:
👉digital integration of PACS with upper tiers
👉providing computer infrastructure with internet connectivity (Optical fibre Network-BharatNet)
👉data entry, trained, dedicated manpower
👉customisation of ERPs
🔵Read prelims information on PACS 👆like PACS account for 41 % of KCC loans. It acts as nodal agency at panchayat level for the delivery of financial and non-financial services like DBT, ISS, PMFBY etc...
👉inadequate rural infrastructure
👉internet connectivity
👉low skill of computers
👉incomplete and inconsistent books and records in PACS
🅾️Remedies:
👉digital integration of PACS with upper tiers
👉providing computer infrastructure with internet connectivity (Optical fibre Network-BharatNet)
👉data entry, trained, dedicated manpower
👉customisation of ERPs
🔵Read prelims information on PACS 👆like PACS account for 41 % of KCC loans. It acts as nodal agency at panchayat level for the delivery of financial and non-financial services like DBT, ISS, PMFBY etc...
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✅️Do read above page minutely to know how and why rural cooperative credit institutions need to maximize the welfare of their farmer members by delivering services beyond conventional credit.
✅️to know about Warehouse Receipt Financing📒
✅️issues of cyber security and cooperatives----fact:cyber security risks and fraud are comparatively high in cooperative banks due to low investment in system security
🅾️Read Remedies above!👆
✅️ to know how to use DRONES ☢️ in increasing efficiency and accuracy of agri-insurance products
✅️to know about Warehouse Receipt Financing📒
✅️issues of cyber security and cooperatives----fact:cyber security risks and fraud are comparatively high in cooperative banks due to low investment in system security
🅾️Read Remedies above!👆
✅️ to know how to use DRONES ☢️ in increasing efficiency and accuracy of agri-insurance products
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🔵Add some advanced tech points in answers like:
---use of block-chain in bringing transparency to cooperative banks
---use of BUSINESS ANALYTICS
👆above all needs organisational willingness to innovate and transform the means and methods of banking
🔵Read the Conclusion nicely..... It has many suitable concluding lines for essays and answers.
---use of block-chain in bringing transparency to cooperative banks
---use of BUSINESS ANALYTICS
👆above all needs organisational willingness to innovate and transform the means and methods of banking
🔵Read the Conclusion nicely..... It has many suitable concluding lines for essays and answers.
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Daily Mains Answer Writing | GS - 1 | DAY - 1 #upsc #perfection_ias #an...
https://youtube.com/watch?v=VLUMay3T10o&feature=share7
https://youtube.com/watch?v=VLUMay3T10o&feature=share7
YouTube
Daily Mains Answer Writing | GS - 1 | DAY - 1 #upsc #perfection_ias #answerwritting #upscmains
Daily Mains Answer Writing Practice GS - 1 | Day - 1 by Chandra Shekhar sir #perfection_ias #samarpan #upsc #upsc2024 #upscmotivation #upscmains
Our New Courses starting Schedule -
Classes starting at Delhi Centre
=========================
✅Samarpan…
Our New Courses starting Schedule -
Classes starting at Delhi Centre
=========================
✅Samarpan…
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